Terms of Service

Effective Date: August 18, 2026

These Terms of Service ("Terms") govern your access to and use of Finance USA ("Finance USA," "we," "us," or "our"), operated by Syndinet, New York. By accessing or using Finance USA, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the site.

1. About Finance USA

Finance USA is an information and discovery service that provides listings of financial providers, products, services, and solutions. The site is intended to help clients and customers find financial providers and make more informed decisions.

Finance USA is not a bank, lender, broker, financial advisor, investment advisor, insurance agent, or other financial service provider unless expressly stated otherwise.

2. Listings and Provider Information

Listings may contain information supplied by financial providers or obtained from other sources. Listings may include company names, descriptions, products, services, locations, links, contact options, and other information intended to help users evaluate available providers.

We do not guarantee that any listing is complete, accurate, current, available, suitable, or appropriate for a particular user. Providers are responsible for the information they submit and for ensuring that their products and services comply with applicable laws and regulations.

3. No Financial Advice

Information provided through Finance USA is for general informational and discovery purposes only. Nothing on the site constitutes financial, investment, lending, legal, tax, insurance, credit, or other professional advice.

You are solely responsible for evaluating any provider, product, service, offer, rate, term, fee, or other information before making a decision. You should conduct your own due diligence and obtain professional advice where appropriate.

4. User Requests and Contact

Finance USA may allow users to submit requests or contact providers through forms, links, telephone links, email links, or other communication features. Submitting a request does not guarantee that a provider will respond, provide an offer, approve an application, or make any product or service available.

When you choose to contact a provider, you understand that your interaction may occur directly with that provider and may be subject to the provider's own terms, privacy practices, eligibility requirements, and policies.

5. Third-Party Providers and Websites

Finance USA may link to third-party websites and services. We do not control or operate those websites and are not responsible for their content, availability, security, privacy practices, products, services, representations, or conduct.

A listing, link, contact option, or other appearance on Finance USA does not constitute an endorsement, recommendation, guarantee, or certification of the provider or its products and services.

6. Due Diligence

You are responsible for conducting appropriate due diligence before providing personal information, submitting an application, entering into an agreement, paying money, or otherwise engaging with a financial provider.

You should independently verify provider credentials, licensing, registration, fees, rates, terms, eligibility requirements, reviews, contact information, and any other information material to your decision.

7. User Responsibilities

You agree to use Finance USA only for lawful purposes and not to:

• Provide false, misleading, or fraudulent information;
• Impersonate another person or organization;
• Use the site to harass, abuse, deceive, or harm others;
• Attempt to gain unauthorized access to the site or its systems;
• Use automated methods to access or collect information without permission;
• Interfere with the operation or security of the site; or
• Use information obtained through the site for unlawful purposes.

8. Provider Responsibilities

Providers using Finance USA are responsible for the accuracy of their listings and for all products, services, representations, communications, and transactions conducted with users.

Providers must comply with all applicable federal, state, and local laws, regulations, licensing requirements, advertising rules, and industry requirements applicable to their activities.

9. No Guarantee of Results

Finance USA does not guarantee that users will find a suitable provider, receive an offer, qualify for a financial product or service, obtain particular rates or terms, or achieve any particular financial outcome.

10. Accuracy and Availability

We strive to provide useful and reliable information, but we do not warrant that the site or its content will always be accurate, complete, current, uninterrupted, or error-free.

Information, listings, features, and functionality may be added, changed, suspended, or removed at any time without notice.

11. Intellectual Property

The Finance USA website, including its design, branding, software, text, graphics, and other original materials, is owned by or licensed to Syndinet and is protected by applicable intellectual property laws.

Provider names, trademarks, logos, and other materials submitted by providers remain the property of their respective owners.

12. Disclaimer of Warranties

To the fullest extent permitted by law, Finance USA and Syndinet provide the site and its information on an "as is" and "as available" basis, without warranties of any kind, express or implied.

We disclaim warranties relating to accuracy, completeness, availability, fitness for a particular purpose, merchantability, non-infringement, and the suitability or reliability of any provider, product, service, or information presented through the site.

13. Limitation of Liability

To the fullest extent permitted by law, Syndinet, Finance USA, and their owners, officers, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to your use of the site or your dealings with any provider.

This includes losses arising from financial products or services, applications, transactions, communications, provider conduct, inaccurate information, third-party websites, or decisions made based on information obtained through Finance USA.

14. Indemnification

You agree to indemnify and hold harmless Syndinet, Finance USA, and their owners, officers, employees, contractors, affiliates, and service providers from claims, liabilities, damages, losses, and expenses arising from your use of the site, your violation of these Terms, or your violation of the rights of another person or entity.

15. Changes to These Terms

We may update these Terms from time to time. Updated Terms will be posted on this page with a revised effective date. Your continued use of Finance USA after changes are posted constitutes acceptance of the updated Terms.

16. Termination

We may suspend or terminate access to Finance USA, remove listings, or restrict use of features at any time where we believe it is necessary to protect the site, its users, providers, or our business, or to comply with applicable law.

17. Governing Law

These Terms are governed by the laws applicable in the State of New York, without regard to conflict-of-law principles, except where applicable law requires otherwise.

18. Contact

Finance USA is operated by Syndinet, New York. Questions regarding these Terms may be directed to Syndinet through the contact information provided on the Finance USA website.